During the first phase, participants can earn mining rewards in TOM tokens by staking LP tokens in pools such as the TMTG-LBXC pool within TOM Finance. The second phase of TOM Finance, set to be updated in early 2021, will build its own decentralized finance, making all mapped functions and decentralized financial products available on the TOM Finance platform.

With no venture capital or private investment, and no pre-mining or allocation, TOM Finance will ultimately be a user-centered, transparent decentralized financial project.